Money Girl's Quick And Dirty Tips For A Richer Life

Discouraged by your financial life? This four-part system will help you simplify your personal finances and do more with your money. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com//money-finance/personal-finance-system https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

The American Rescue Plan Act is a massive economic stimulus package that gives a big chunk—$850 billion—to individuals. Laura covers who qualifies for relief and five ways it increases your income and cuts expenses. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/5-ways-american-rescue-plan-money https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

You may be hearing a lot about cryptocurrencies like Bitcoin and Ethereum lately. And it all sounds complicated! Laura answer's a listener's question and breaks down what crypto is, how it works, and whether investing is the right move. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/should-you-invest-in-cryptocurrency https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

If you work for a company that offers a retirement plan you might be confused about whether you should make traditional or Roth contributions. Laura reviews the critical differences to consider and how they affect your current taxes and future retirement. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/what’s-difference-between-traditional-and-roth-401k https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Understand the updated COVID relief for student loan borrowers and get tips to manage your federal and private student loans wisely. Knowing your options will help you find the best repayment options and relieve any financial stress. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/best-advice-to-manage-and-repay-your-student-loans https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Talking about financial troubles can be challenging. Laura interviews Dr. Jade Wu, a clinical psychologist and host of the Savvy Psychologist podcast, for wise tips. Listen to their conversation about helping others, asking for help, and getting better sleep when you're worried about money. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/coping-money-worries https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Not sure exactly how big your cash reserve should be or where to keep it? Laura answers listener questions and explains how to build your emergency fund and keep it safe so you're always prepared for what happens in your financial life. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/how-much-emergency-funds https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Making financial resolutions can get you fired up to create good habits and reach big goals. If you want to put thousands in your pocket and improve your financial life, consider adopting a few or all of these money resolutions. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/7-financial-resolutions-that-will-save-you-thousands https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Using a tax-free Roth to save for retirement is a smart move, but the Roth IRA door gets slammed in your face if you make too much money. Laura explains how high earners can still have one using a backdoor Roth IRA strategy. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/investing/what-backdoor-roth-ira https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/real-estate/8-steps-buying-home https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll learn some lesser-known benefits and tips to make sure you'll have plenty of money when you’re ready to kick back and enjoy retirement. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/retirement/7-pros-and-cons-401k https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Buying a car is a big purchase, no matter how you pay for it. Laura answers a listener's question about whether to spend cash for a car when you have it. Find out the upsides and downsides of financing or paying cash for your next vehicle. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/loans/buy-car-cash-or-auto-loan https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Choosing the best mortgage is an essential part of buying an affordable home. Laura explains different types of mortgages and popular home loan programs that every borrower should consider. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/what-best-type-mortgage https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

As 2020 comes to a close, it's more important than ever to create smart personal finance goals. Laura will help you reevaluate your priorities and get a fresh financial start with money goals that build security. EPISODE SUMMARY Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/set-money-goals-2021 https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Instead of paying high interest to credit card companies, it's time to whittle down your balances and use the money to build wealth for yourself. Laura answers listener questions and reviews seven ways to pay off credit card debt. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/credit/how-pay-credit-card-debt https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Becoming self-employed or leaving a job for any reason doesn't mean you can't get affordable health insurance. Laura covers six tips to find a health plan so you and your family get the coverage you need no matter your employment situation. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/insurance/affordable-health-insurance-self-employed https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

Being your own boss can be rewarding, but missing tax deadlines or paying the wrong amount can lead to expensive penalties. Find out what solopreneurs and small businesses need to know about the self-employment (SE) tax and how to stay compliant. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/taxes/what-is-the-self-employment-tax https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

No matter if you're a good saver or you get a cash windfall, it's critical to know how to manage your extra money wisely. Use this three-step plan to prioritize your decisions and shore up your financial security. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/extra-money https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

You can can have money stress and feel anxious about your financial situation, no matter how much you make. Find out the root causes of money stress and 10 strategies to reduce it so you can have a more peaceful life. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/saving-spending/reduce-money-stress https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams

If you’re a homeowner, it’s wise to stay alert for opportunities to reduce your mortgage payment by refinancing. Find out what a mortgage refinance is, common reasons to consider one, and five ways to know if it’s a good idea for your situation. Read the transcript. Check out all the Quick and Dirty Tips shows. Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter. Links: https://www.quickanddirtytips.com/money-finance/real-estate/mortgage-refinance https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams See omnystudio.com/listener for privacy information.