You Need A Budget (ynab)

You Need A Budget (ynab)

Synopsis

A weekly dose of just the right medicine to help you get out of debt, save more money, and break the paycheck to paycheck cycle.

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Episodes

  • Arbitrary Milestones
    Arbitrary Milestones
    Duration: 06min | 04/11/2019

    It's common to set milestones for paying down debt. They're usually big, round numbers like $500, $1k, $5k, $10k. At the end of the day though, the goals are arbitrary. It's just a number, a stepping stone, toward the greater goal.   So if the day to day grind of fiscal responsibility is getting to you, change your milestones! Maybe it's $749, or $362.54. It's all arbitrary, right? Have fun with the game, and make it work for you. Set a new milestone -- whatever you like -- and celebrate when you reach that new number.   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Categories Below the Line
    Categories Below the Line
    Duration: 05min | 28/10/2019

    How do you order your categories? What's on top? What's on bottom? And how did you decide that?   Categories are easy to order once you understand your priorities. Rent, utilities, food -- these are non-negotiable. You can and should, however, drill down into the details of each category and ask yourself whether you could live without some of the expenses in that category. You need utilities to live, clearly, but if pushed, what would you keep and what would you cut? Could you live without internet if you had to?   Once you understand which categories sit above the line (necessities) and which sit below the line, then you can total up how much you spend on "below the line" items. Then ask yourself: do you want any of this money to go to above the line items?   Try this exercise to clarify your budget and see whether your budget is in line with your priorities.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Nickeled and Dimed
    Nickeled and Dimed
    Duration: 04min | 21/10/2019

    Why do we become desensitized to the upticks in price of just about everything?     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Sure We Could. If We Had To
    Sure We Could. If We Had To
    Duration: 05min | 14/10/2019

    "We could spend less if we wanted to."     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • 2FA FTW
    2FA FTW
    Duration: 04min | 07/10/2019

    New feature alert: two factor authentication     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Everyones a Lender
    Everyone's a Lender
    Duration: 04min | 30/09/2019

    Everyone is getting into the lending money game. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Payday Lender...Apps
    Payday Lender...Apps
    Duration: 06min | 23/09/2019

    Jesse discusses payroll advance apps.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Fixing the Paycheck to Paycheck Cycle
    Fixing the Paycheck to Paycheck Cycle
    Duration: 06min | 16/09/2019

    Jesse discusses payroll advances in relation to age of money.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule Four and Waistlines
    Rule Four and Waistlines
    Duration: 08min | 09/09/2019

    Jesse goes back to basics and breaks down YNAB's Rule Four: Age Your Money     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule Three is War
    Rule Three is War
    Duration: 05min | 02/09/2019

    Jesse goes back to basics and breaks down YNAB's Rule Three: Roll With The Punches     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule Two Broken Down
    Rule Two Broken Down
    Duration: 07min | 26/08/2019

    Jesse goes back to basics and breaks down YNAB's Rule Two: Embrace Your True Expenses Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule One Broken Down
    Rule One Broken Down
    Duration: 05min | 19/08/2019

    Jesse goes back to basics and breaks down YNAB's Rule One: Give Every Dollar A Job. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • DIY FTW
    DIY FTW
    Duration: 11min | 12/08/2019

    How do we curb the immediacy bias with DIY?     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Singular Focus on the Shovel and its Size
    Singular Focus on the Shovel and its Size
    Duration: 05min | 05/08/2019

    How many dollars are you sending to your retirement fund? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Testing Rounding Up
    Testing Rounding Up
    Duration: 05min | 29/07/2019

    Jesse reviews the automated investing app, Acorns. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Is it Going Up?
    Is it Going Up?
    Duration: 04min | 22/07/2019

    The rock solid measure of whether or not you're succeeding Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Its for the Children
    It's for the Children
    Duration: 03min | 15/07/2019

    Jesse takes issue with a phrase we use when it comes to spending money on children. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Bonus Episode: Kristy Shen and Bryce Leung Interview
    Bonus Episode: Kristy Shen and Bryce Leung Interview
    Duration: 43min | 09/07/2019

    Jesse interview's authors and married couple Kristy Shen, Bryce Leung about their book—available today—Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Should You Start Over
    Should You Start Over
    Duration: 02min | 08/07/2019

    One simple question—should you start your budget over? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • The Clothing Credit Card Experiment
    The Clothing Credit Card Experiment
    Duration: 05min | 01/07/2019

    A follow up to episode 331, Sacreligious Budgeting. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • The Ideal Budget
    The Ideal Budget
    Duration: 04min | 24/06/2019

    Data and the ideal budget.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • A Report on Manual Entry
    A Report on Manual Entry
    Duration: 05min | 17/06/2019

    A follow up to episode to 365 on manually entering transactions. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Bulking and Cutting
    Bulking and Cutting
    Duration: 04min | 10/06/2019

    How is a budget like strength training? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • A Thin Slice of Cheese
    A Thin Slice of Cheese
    Duration: 03min | 03/06/2019

    There are two sides to every slice of cheese. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Thats Progress
    That's Progress
    Duration: 04min | 27/05/2019

    Simple benchmarks for budgeting progress Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Is Wanting It Enough
    Is Wanting It Enough
    Duration: 06min | 20/05/2019

    A road trip, a Tesla and a story about Mr. Money Mustache Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Bonus Episode: Ramit Sethi Interview
    Bonus Episode: Ramit Sethi Interview
    Duration: 40min | 14/05/2019

    Jesse interview's author Ramit Sethi about the update of his 10 year old book, I Will Teach You To Be Rich. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Oxygen Masks
    Oxygen Masks
    Duration: 04min | 13/05/2019

    Ladies and gentlemen, as we start this episode, please make sure your seat backs and tray tables are in their full upright position Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • A Rock and a Hard Place
    A Rock and a Hard Place
    Duration: 05min | 06/05/2019

    Stand up for your nonnegotiables. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Its Just Not Working
    It's Just Not Working
    Duration: 03min | 29/04/2019

    Tips for getting over the hurdle of learning to budget.       Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Investing vs Budgeting
    Investing vs Budgeting
    Duration: 02min | 22/04/2019

    A simple look at the approach to investing vs budgeting Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Renting a House is Awesome
    Renting a House is Awesome
    Duration: 09min | 15/04/2019

    The upside to renting. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Dropping Swears
    Dropping Swears
    Duration: 09min | 08/04/2019

    How is a budget like swearing? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • The Power of Pencil and Paper
    The Power of Pencil and Paper
    Duration: 07min | 01/04/2019

    We're introducing a new service! Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Hey Nerd Chill
    Hey Nerd Chill
    Duration: 08min | 25/03/2019

    A message for the budgeting nerds Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Check out our book! - www.ynab.com/book    

  • Ep 13 Debt Story: Meet Jonathan and Miranda
    Ep 13 Debt Story: Meet Jonathan and Miranda
    Duration: 12min | 21/03/2019

    Jonathan and Miranda were college sweethearts with $52k in student loans. This is the story of how they paid it all off in just 21 months … and started their family.

  • Hey Free Spirit Heres a Calculator
    Hey Free Spirit Here's a Calculator
    Duration: 06min | 18/03/2019

    A message for the free spirit budgeter     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Financial Wellness by YNAB
    Financial Wellness by YNAB
    Duration: 06min | 11/03/2019

    A little behind the scenes at YNAB and Jesse asks listeners a favor     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Ep 12 Debt Story: Meet Tanya
    Ep 12 Debt Story: Meet Tanya
    Duration: 15min | 07/03/2019

    When Tanya and her husband became parents for the first time, suddenly their financial priorities clicked into place—and, within just 12 months, they’d paid off $31,000 of debt so that they could truly enjoy life with their new son.

  • Manual Entry Take Two
    Manual Entry Take Two
    Duration: 05min | 04/03/2019

    Taking another stab at entering transactions one at a time the old fashioned way. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Cash is a King in Hiding
    Cash is a King in Hiding
    Duration: 05min | 25/02/2019

    Stash some cash     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Ep 11 Debt Story: Meet Siobhan
    Ep 11 Debt Story: Meet Siobhan
    Duration: 13min | 21/02/2019

    Siobhan came to YNAB looking for a solution to her debt—$60k+ in student loans and $16k+ in credit card debt. Flash forward, and she’s on track to pay the last $30k off by next year. What a difference a couple of years can make!

  • The Allure of Plastic
    The Allure of Plastic
    Duration: 10min | 18/02/2019

    This is a tinfoil PSA ... perhaps Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Age of Money When it Just Keeps Climbing
    Age of Money When it Just Keeps Climbing
    Duration: 09min | 11/02/2019

    Day-old money is stressful! Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Ep 10 Debt Story: Meet Erin
    Ep 10 Debt Story: Meet Erin
    Duration: 13min | 07/02/2019

    Erin thought that she’d never be able to retire, much less do it comfortably on half of the amount than she previously thought ... but then she found YNAB.

  • Rule Three and Alabama Football a little
    Rule Three and Alabama Football a little
    Duration: 06min | 04/02/2019

    How is a budget like a college football game? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule Two the In-Laws are Coming
    Rule Two the In-Laws are Coming
    Duration: 12min | 28/01/2019

    How is a budget like a visit from the in-laws? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Rule One in an Afternoon.
    Rule One in an Afternoon.
    Duration: 08min | 21/01/2019

    How is a budget like a clock? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Priorities Priorities Priorities
    Priorities Priorities Priorities
    Duration: 05min | 14/01/2019

    Jesse gets back to basic budgeting talk with a discussion on priorities.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Ep 09 Debt Story: Meet Chelsea
    Ep 09 Debt Story: Meet Chelsea
    Duration: 12min | 10/01/2019

    Chelsea and her husband had the wedding of their dreams in Hawaii ... then reality hit. They were $215,000 in debt! Find out how they teamed up to fix their finances.

  • Goals and a Single Piece of Paper
    Goals and a Single Piece of Paper
    Duration: 09min | 07/01/2019

    Some advice on annual goals. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Ep 08 Debt Story: Meet Megan
    Ep 08 Debt Story: Meet Megan
    Duration: 15min | 03/01/2019

    This is a story of $9 salads and a $12,000 C-Section—and it’s proof that you can fix five-figure debt by paying attention to the little things. It all adds up

  • Annual Goals Reviewed Daily
    Annual Goals Reviewed Daily
    Duration: 06min | 31/12/2018

    A technique to get those resolutions and goals to stick. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Moving the Pine Needle
    Moving the Pine Needle
    Duration: 05min | 24/12/2018

    Is there an opportunity this season for you to try something briefly unsustainable to reach a goal? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Hassle and Bustle
    Hassle and Bustle
    Duration: 08min | 17/12/2018

    December is a very busy month. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Student Loan Syndrome: an Interview with Ryan Law
    Student Loan Syndrome: an Interview with Ryan Law
    Duration: 25min | 10/12/2018

    Jesse interviews Dr. Ryan Law, professor of financial counseling at Utah Valley University. They discuss student loan debt.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • No News is Good News For You
    No News is Good News For You
    Duration: 06min | 03/12/2018

    Breaking news: take a news break. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • How to Time the Market
    How to Time the Market
    Duration: 05min | 26/11/2018

    Buy, buy, buy and find out why. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Thanksgiving 2018: Gratitude Combats Discontent
    Thanksgiving 2018: Gratitude Combats Discontent
    Duration: 03min | 19/11/2018

    Jesse encourages you to try a writing exercise this holiday.   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Pay Yourself First
    Pay Yourself First
    Duration: 04min | 12/11/2018

    Pay yourself first ... and forever Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Big Goals the End
    Big Goals the End
    Duration: 04min | 05/11/2018

    A simpler approach to big goals Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Why is Forecasting Bad
    Why is Forecasting Bad
    Duration: 04min | 29/10/2018

    The problem with forecasting money you don't have yet. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • The Subscription Scourge
    The Subscription Scourge
    Duration: 07min | 22/10/2018

    Subscriptions, subscriptions, subscriptions. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • Tertiary Costs
    Tertiary Costs
    Duration: 05min | 15/10/2018

    There can be more to a purchase than the price tag Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • The Heirloom Toaster Company
    The Heirloom Toaster Company
    Duration: 06min | 08/10/2018

    What if you never had to buy another toaster again?   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • 344 - The DL on BIFL
    344 - The DL on BIFL
    Duration: 05min | 01/10/2018

    Buy it once, never replace it and why. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

  • 343 - A Manual Intervention
    343 - A Manual Intervention
    Duration: 03min | 24/09/2018

    It's time for a, "Manual Intervention."     Sign up for a free 34-day trial at www.youneedabudget.com

  • 342 - Motivation the Grind
    342 - Motivation the Grind
    Duration: 05min | 17/09/2018

    Sometimes the slog is real, the motivation is waning and you are grinding. What do you do in those situations to keep your head above water?

  • 341 - Broken Budgets
    341 - Broken Budgets
    Duration: 04min | 10/09/2018

    Are credit cards a budget breaker?

  • 339 - API
    339 - API
    Duration: 06min | 03/09/2018

    YNAB has a new API

  • 340 - FOMO
    340 - FOMO
    Duration: 03min | 27/08/2018

    Do you fear you've missed out on budgeting? Sign up for a free 34-day trial at www.youneedabudget.com

  • YNAB Interview with Mike Michalowicz
    YNAB Interview with Mike Michalowicz
    Duration: 46min | 21/08/2018

    Jesse talks with Mike Michalowicz, author of Clockwork: Design Your Business to Run Itself—a book about how to stop sacrificing family, friendships and freedom for the sake of your business. Available Today

  • 338 - Budgeting is Spending
    338 - Budgeting is Spending
    Duration: 04min | 13/08/2018

    Budgeting is spending; nothing more, nothing less.   Sign up for a free 34-day trial at www.youneedabudget.com

  • 337 - Taking a Vacation from Budgeting
    337 - Taking a Vacation from Budgeting
    Duration: 03min | 06/08/2018

    How about a vacation from budgeting?   Sign up for a free 34-day trial at www.youneedabudget.com

  • Debt Stories: Taking A Break
    Debt Stories: Taking A Break
    Duration: 31s | 02/08/2018

    We're taking a break to produce season 2 of Debt Stories. In the meantime check in every Monday for the YNAB Podcast. You can also catch up on any episodes you may have missed and please share with a friend. Thank you. https://www.youneedabudget.com/debt-podcast/

  • 336 - Better Halves and Budgets
    336 - Better Halves and Budgets
    Duration: 08min | 30/07/2018

    It's ok if you and your partner don't think about money the same way   Sign up for a free 34-day trial at www.youneedabudget.com

  • Ep 07 Debt Story: Meet Jennifer
    Ep 07 Debt Story: Meet Jennifer
    Duration: 13min | 26/07/2018

    She used to buy every gadget that crossed her path. Now, her cousin calls her “the Queen of Cheap.”—learn how Jennifer paid off all of her student loans and most of her credit card debt, and purchased her very first home in Chicago proper.   Find more information at http://ynab.com/debt-podcast

  • 335 - Money Stops, Obligations Keep Coming
    335 - Money Stops, Obligations Keep Coming
    Duration: 08min | 23/07/2018

    Obligations remain despite life-changing circumstances.

  • Ep 06 Debt Story: Meet Sydney
    Ep 06 Debt Story: Meet Sydney
    Duration: 07min | 19/07/2018

    This family of four lives in Downsville, Utah. When her husband lost his accounting job, they turned to the credit card. When they hit a $15,000 balance, she discovered YNAB ...   Find more information at http://ynab.com/debt-podcast

  • 334 - Parenting is Hard, Not Expensive
    334 - Parenting is Hard, Not Expensive
    Duration: 09min | 16/07/2018

    Jesse expounds on his stance of not paying for his children's college education

  • Ep 05 Debt Story: Meet Brittany
    Ep 05 Debt Story: Meet Brittany
    Duration: 14min | 12/07/2018

    This family of four in Marietta, Georgia, had racked up $263,000 of debt—a number that used to keep Brittany awake at night (and that was before the job losses). Still, they made it work.   Find more information at http://ynab.com/debt-podcast

  • 332 - Antifragile Finances
    332 - Antifragile Finances
    Duration: 10min | 09/07/2018

    Some things get better when they experience shock

  • Ep 04 Debt Story: Meet Daniel
    Ep 04 Debt Story: Meet Daniel
    Duration: 13min | 05/07/2018

    He and his wife paid off $30,000 of debt in three years. It was all about choices—find out whether they picked air conditioning or Amazon Prime.   Find more information at http://ynab.com/debt-podcast

  • 333 - Lowering the Baseline
    333 - Lowering the Baseline
    Duration: 08min | 02/07/2018

    Jesse discusses a conversation he has with a friend about whether or not they should pay off their house.

  • Ep 03 Debt Story: Meet Andy  Melissa
    Ep 03 Debt Story: Meet Andy & Melissa
    Duration: 15min | 28/06/2018

    He’s a pastor, and she’s a stay-at-home mom. With five kids and $30,000 in debt, stress levels were high. Find out how a spice jar solved their money problems.   Find more information at http://ynab.com/debt-podcast

  • 330 - Is Eating Out Eating Your Budget?
    330 - Is Eating Out Eating Your Budget?
    Duration: 12min | 25/06/2018

    Eating out can have a big impact on your budget. Are we spending too much on restaurants and takeout?

  • Ep 02 Debt Story: Meet Tom
    Ep 02 Debt Story: Meet Tom
    Duration: 14min | 21/06/2018

    Find out how an IT business analyst from Kenton, Michigan, realized that it was cheaper to quit his job! Find more information at http://ynab.com/debt-podcast

  • 331 - Sacreligious Budgeting
    331 - Sacreligious Budgeting
    Duration: 12min | 18/06/2018

    An unconventional experiment to deal with a clothing category

  • Ep 01 Debt Story: Meet Angela
    Ep 01 Debt Story: Meet Angela
    Duration: 13min | 14/06/2018

    Angela’s family slowly sipped their way through to-go coffees until they’d reached a staggering $85,000 in debt. Just kidding, they bought a house and a pink Toyota, too. Find out how they paid it all off.

  • 329 - When the Emergency Funds Gathering Dust, and Why
    329 - When the Emergency Fund's Gathering Dust, and Why
    Duration: 09min | 11/06/2018

    The emergency fund that's gathering dust.

  • 328 - Why Only Budget What You Have?
    328 - Why Only Budget What You Have?
    Duration: 09min | 05/06/2018

    Why do we have people only budget what they have? Even in the surest of sure employment situations?

  • 327 - A Blind Trust
    327 - A Blind Trust
    Duration: 07min | 28/05/2018

    A plea for blind trusts for the everyman.

  • 326 - Renting vs. Buying
    326 - Renting vs. Buying
    Duration: 05min | 21/05/2018

    Everyone has a cabin. Shouldn't I? And other silly questions that are hard to answer.

  • 325 - Blind Obedience and All Its Benefits
    325 - Blind Obedience and All Its Benefits
    Duration: 12min | 14/05/2018

    A mini-report one one of my New Year's resolutions, and what I've learned being blindly obedient.

  • 324 - Material Joy
    324 - Material Joy
    Duration: 09min | 07/05/2018

    What's the purpose of that fridge? Knife? Car? Bike? Boat? House? A stroll and ramble through this question of joy and material things.

  • 323 - How to Retire and Move to the Woods Fulltime
    323 - How to Retire and Move to the Woods Fulltime
    Duration: 37min | 30/04/2018

    An interview with Ms. Frugalwoods. (I LOVED this book!)

  • 322 - Buyers Remoreselessness
    322 - Buyer's Remoreselessness
    Duration: 04min | 23/04/2018

    Which items have you purchased that have created buyer's remorselessness.

  • 321 - Let It Go
    321 - Let It Go
    Duration: 05min | 16/04/2018

    Sometimes you just have to let it go.

  • 320 - Where Has Zero Gone?
    320 - Where Has Zero Gone?
    Duration: 10min | 09/04/2018

    Just don't walk past zero into debt. Get comfortable with zero.

  • 319 - YNAB / Intuit Acquisition
    319 - YNAB / Intuit Acquisition
    Duration: 05min | 01/04/2018

    The biggest news we've ever shared.

  • 318 - Ever the Optimizer
    318 - Ever the Optimizer
    Duration: 03min | 26/03/2018

    Stop optimizing and be content with pace.

  • 317 - The Greatest Showman
    317 - The Greatest Showman
    Duration: 05min | 19/03/2018

    What you learn from the junior partner in "The Greatest Showman"

  • 316 - The Mexican Fisherman
    316 - "The Mexican Fisherman"
    Duration: 03min | 12/03/2018

    A little story about a man and his boat. And an investment banker.

  • 315 - Savings: Undetected.
    315 - Savings: Undetected.
    Duration: 07min | 05/03/2018

    A little experiment to amass a lot of money.

  • 314 - What do you mean, means?
    314 - What do you mean, means?
    Duration: 05min | 26/02/2018

    How you define means makes all the difference.

  • 313 - Non-Negotiables
    313 - Non-Negotiables
    Duration: 10min | 19/02/2018

    The biggest non-negotiable expense ever. And you're probably ignoring it.

  • 312 - MASH
    312 - MASH
    Duration: 04min | 12/02/2018

    Amazing what a little perspective shift gives you. Where do you get your perspective shifted?

  • 311 - All Mixed Up, Dont Know What to Do
    311 - All Mixed Up, Don't Know What to Do
    Duration: 02min | 05/02/2018

    A call to get organized, simplify, and reduce the financial cruft in your life.

  • 310 - Pay Yourself First
    310 - Pay Yourself First
    Duration: 04min | 29/01/2018

    Inspired by my favorite personal finance book, "The Richest Man in Babylon"

  • 309 - You Have a Spending Problem
    309 - You Have a Spending Problem
    Duration: 03min | 22/01/2018

    That's right. If you're average (and you are), then you have a spending problem--not an income problem.

  • 308 - Taxes Tax Your Take Terribly
    308 - Taxes Tax Your Take Terribly
    Duration: 04min | 15/01/2018

    This is a PSA to remind you that taxes are your life's single biggest expense.

  • 307 - I Want A 100-Foot Boat
    307 - "I Want A 100-Foot Boat"
    Duration: 02min | 08/01/2018

    Maybe that "pipe dream" goal isn't so far off afterall.

  • 306 - My Favorite Time of Year
    306 - My Favorite Time of Year
    Duration: 04min | 01/01/2018

    My favorite time of year is January. New year, new you.

  • 305 - Merry Christmas, A Gift You Can Give Me :)
    305 - Merry Christmas, A Gift You Can Give Me :)
    Duration: 50s | 25/12/2017

    Merry Christmas! That is all.

  • 304 - Going Back to Your Roots
    304 - Going Back to Your Roots
    Duration: 02min | 18/12/2017

    What are your roots, and how to strengthen them in times of stress

  • BONUS - A Conversation with Celia Benton
    BONUS - A Conversation with Celia Benton
    Duration: 21min | 13/12/2017
  • BONUS - A Conversation with Mitchel Burton
    BONUS - A Conversation with Mitchel Burton
    Duration: 13min | 12/12/2017
  • 303 - Holiday Limits
    303 - Holiday Limits
    Duration: 02min | 11/12/2017

    Keeping the holidays merry--within limits.

  • BONUS - A Conversation with Matthew Dricci
    BONUS - A Conversation with Matthew Dricci
    Duration: 12min | 11/12/2017
  • BONUS - A Conversation with Jonathan Dale
    BONUS - A Conversation with Jonathan Dale
    Duration: 11min | 08/12/2017

    A Series of conversations with the real-life success stories featured in Jesse's new book, You Need A Budget—The Book, now available for pre-order!

  • BONUS - A Conversation with Holly MacKenzie
    BONUS - A Conversation with Holly MacKenzie
    Duration: 08min | 07/12/2017
  • BONUS - A Conversation with Dan Kellermeyer
    BONUS - A Conversation with Dan Kellermeyer
    Duration: 17min | 06/12/2017
  • 302 - The Costs of Settling In
    302 - The Costs of "Settling In"
    Duration: 04min | 27/11/2017

    Settle in fast, because it's expensive not to.

  • 301 - Black Friday Cometh
    301 - Black Friday Cometh
    Duration: 06min | 20/11/2017

    Set Some Rules. Have Fun. (And take advantage of our Black Friday deal --this year only!)

  • 300 - Planned Spontaneity
    300 - Planned Spontaneity
    Duration: 03min | 13/11/2017

    For the spontaneous people.

  • 299 - Experiences? Priceless.
    299 - Experiences? Priceless.
    Duration: 03min | 06/11/2017

    Experiences over material things. Coming at you from New York.

  • 298 - Loose Change, or Lose Change?
    298 - Loose Change, or Lose Change?
    Duration: 03min | 30/10/2017

    At what point should you stop tracking cash?

  • 297 - Do I Still Need a Budget?
    297 - Do I Still Need a Budget?
    Duration: 02min | 23/10/2017

    Is there a point where you no longer really need a budget?

  • 296 - Its Beginning to Look a Lot Like Christmas
    296 - It's Beginning to Look a Lot Like Christmas
    Duration: 03min | 16/10/2017

    It's beginning to look a lot like Christmas...does your budget look like it as well?

  • 295 - Lifestyle, Creep!
    295 - Lifestyle, Creep!
    Duration: 11min | 09/10/2017

    Do you suffer from lifestyle creep? I do.

  • 294 - Whens a Good Time to (re)Start Budgeting?
    294 - When's a Good Time to (re)Start Budgeting?
    Duration: 03min | 02/10/2017

    When's a good time to start budgeting? Or start building any new habit?

  • 293 - Is there Good Debt?
    293 - Is there Good Debt?
    Duration: 06min | 25/09/2017

    Is there such a good thing as good debt? Yes. Though it also can become bad if you aren't careful.

  • 292 - Saving Kids from College
    292 - Saving Kids from College
    Duration: 06min | 18/09/2017

    Maybe if we just didn't treat student loan as a viable option for paying for college...

  • 291 - Identity Theft Protection and You...?
    291 - Identity Theft Protection and You...?
    Duration: 04min | 11/09/2017

    How to protect your identity without paying for an expensive monitoring service.

  • 290 - Millenial Money!!!!
    290 - Millenial Money!!!!
    Duration: 06min | 04/09/2017

    Millennial Money advice is the same as every generation's money advice.

  • 289 - Headed to New York
    289 - Headed to New York
    Duration: 04min | 28/08/2017

    I'm scared and excited to live in New York for a while.

  • 288 - Breaking Routine
    288 - Breaking Routine
    Duration: 03min | 21/08/2017

    Routines were made to be broken.

  • 287 - Looking Ahead (Mobile!)
    287 - Looking Ahead (Mobile!)
    Duration: 04min | 14/08/2017

    Where I discuss our new mobile apps, and why.

  • 286 - Materiality
    286 - Materiality
    Duration: 03min | 07/08/2017

    Different partners may have different levels of budget materiality. What it is, and how to navigate it.

  • 285 - Clarity Break
    285 - Clarity Break
    Duration: 03min | 31/07/2017

    Everyone should be taking a clarity break.

  • 284 - Wired to Acquire
    284 - Wired to Acquire
    Duration: 04min | 24/07/2017

    We're programmed to amass, hoard, acquire. What do you do to combat that?

  • 283 - The Debt Consolidation Myth
    283 - The Debt Consolidation Myth
    Duration: 08min | 17/07/2017

    The launch of YNAB's new 80/20 guide, "The Debt Consolidation Myth"

  • 282 - Going Back to Granular
    282 - Going Back to Granular
    Duration: 04min | 10/07/2017

    Our epic failure to be less granular, and how I'm getting back to it with our own personal budget.

  • 281 - Left-Handed
    281 - Left-Handed
    Duration: 03min | 03/07/2017

    Sometimes starting something as a beginner again is just what you need for reinvigorating the budget.

  • 280 - Watering to Death
    280 - Watering to Death
    Duration: 04min | 26/06/2017

    Can too much of a good thing become a bad thing?

  • 279 - Watering the Sidewalk
    279 - Watering the Sidewalk
    Duration: 03min | 19/06/2017

    What are we doing when we water the sidewalk, but when we're really talking about budgeting?

  • 278 - Weeds
    278 - Weeds
    Duration: 04min | 12/06/2017

    What do weeds and budgeting have in common? Everything.

  • 277 - Cold Showers
    277 - Cold Showers
    Duration: 05min | 05/06/2017

    A discussion of the book "What Doesn't Kill Us" and why I'm now taking ice cold showers.

  • 276 - Retreat!
    276 - Retreat!
    Duration: 02min | 29/05/2017

    Saving up so you can live it up.

  • 275 - Deep Work
    275 - Deep Work
    Duration: 30min | 22/05/2017

    An Interview with an author of a book that changed my life and is required reading for the entire YNAB team. Every year.

  • 274 - Unearthed Priorities
    274 - Unearthed Priorities
    Duration: 05min | 15/05/2017

    It turns out when you peel back the priorities onion, the core of it a lot of times is an experience, not an item.

  • 273 - No Online Purchases in 2017
    273 - No Online Purchases in 2017
    Duration: 03min | 08/05/2017

    Julie set herself a goal for 2017.

  • 272 - Settling in With Stuff
    272 - Settling in With Stuff
    Duration: 04min | 01/05/2017

    Is it possible to just settle in with your stuff and avoid some of the churn involved in repeat purchasing?

  • 271 - The Herloom Toaster
    271 - The Herloom Toaster
    Duration: 03min | 24/04/2017

    All I wasn't is a toaster I can pass on to my children.

  • 270 - Ownership Overhead
    270 - Ownership Overhead
    Duration: 02min | 17/04/2017

    When you're buying something, you're also tacking a bunch of todos on to your list.

  • 269 - The Cost of Ownership
    269 - The Cost of Ownership
    Duration: 04min | 10/04/2017

    When you're buying something, you're buying so much more.

  • 268 - 1-844-YNAB-ING
    268 - 1-844-YNAB-ING
    Duration: 02min | 27/03/2017
  • 267 - Your Debt Is Gonna Bury You
    267 - Your Debt Is Gonna Bury You
    Duration: 03min | 20/03/2017
  • 266 - Target Trouble
    266 - Target Trouble
    Duration: 03min | 13/03/2017
  • 265 - Overspending
    265 - Overspending
    Duration: 03min | 06/03/2017
  • 264 - Just A Budget Meeting
    264 - Just A Budget Meeting
    Duration: 04min | 27/02/2017
  • 263 - Expenses Oh No
    263 - Expenses Oh No
    Duration: 03min | 20/02/2017
  • 262 - Budget More
    262 - Budget More
    Duration: 04min | 13/02/2017
  • 261 - Month One! In the Books!
    261 - Month One! In the Books!
    Duration: 03min | 06/02/2017
  • 260 - Getting a Reluctiant Partner on Board
    260 - Getting a Reluctiant Partner on Board
    Duration: 05min | 30/01/2017

    In getting a reluctant partner on board with budgeting, you've got to play the long game.

  • 259 - Why Most People Quit Budgeting
    259 - Why Most People Quit Budgeting
    Duration: 03min | 23/01/2017

    There's one reason why people quit budgeting (and most anything else).

  • 258 - How To Start Over
    258 - How To Start Over
    Duration: 02min | 16/01/2017

    With budgeting, the key might be to start over.

  • 257 - Resolutioin-Proofing Your Budget
    257 - Resolutioin-Proofing Your Budget
    Duration: 03min | 09/01/2017
  • 256 - Merry Christmas
    256 - Merry Christmas
    Duration: 02min | 26/12/2016

    Merry Christmas! I hope it was financially boring, but in every other way an exciting, restful, introspective time.

  • 255 - Support Amids the Holiday Chaos
    255 - Support Amids the Holiday Chaos
    Duration: 02min | 19/12/2016
  • 254 - A Quick Look Back, and Talking About Going Forward
    254 - A Quick Look Back, and Talking About Going Forward
    Duration: 03min | 12/12/2016

    A look back at 2016 (our craziest year ever). A look forward to 2017. At least the first quarter.

  • 253 - Budgeting is Boring. Lets All Just Admit That.
    253 - Budgeting is Boring. Let's All Just Admit That.
    Duration: 02min | 05/12/2016
  • 252 - Growing Old Together with Your Crazy Money
    252 - Growing Old Together with Your Crazy Money
    Duration: 13min | 28/11/2016

    How the age of your money becomes even more important when your income has a wild side.

  • 251 - Rule Two With a Wild Income
    251 - Rule Two With a Wild Income
    Duration: 09min | 21/11/2016

    Rule Two times two (or three, or four) when it comes to a variable income.

  • 250 - Can I Afford It? Yes! Oh...Wait
    250 - Can I Afford It? Yes! Oh...Wait
    Duration: 05min | 14/11/2016

    A question for the eternities: Can I afford this?

  • 249 - Budget Fails with Variable Income
    249 - Budget Fails with Variable Income
    Duration: 07min | 07/11/2016

    Why does variable income make budgeting so tough? Because we're budgeting wrong.

  • 248 - March to Your Own Drum
    248 - March to Your Own Drum
    Duration: 02min | 31/10/2016

    It's your money (read: life), so march to your own drum.

  • 247 - When the Money Itself Becomes a Priority...Watch Out.
    247 - When the Money Itself Becomes a Priority...Watch Out.
    Duration: 04min | 25/10/2016

    If the balance in your account has morphed into its own priority, do a bit of a sanity check.

  • 246 - A Report on Reports
    246 - A Report on Reports
    Duration: 03min | 17/10/2016

    A special podcast, because reports are here.

  • 245 - Budgets  Butlers
    245 - Budgets & Butlers
    Duration: 03min | 10/10/2016

    Your budget is your deferential butler. Don't you agree, sir?

  • 244 - Were Doing Workshops Now
    244 - We're Doing Workshops Now
    Duration: 02min | 03/10/2016

    We have workshops! You should give one a shot.

  • 243 - A 100% Remote Company. And You Can Too.
    243 - A 100% Remote Company. And You Can Too.
    Duration: 03min | 26/09/2016

    How do you accomplish anything? Be thoughtful about what you want, and intentional about how to get it.

  • 242 - But Its MY Car
    242 - But It's MY Car
    Duration: 04min | 19/09/2016

    My irrational reaction to not having my own car for 24 hours. What are yours?

  • 241 - Cash for the Next House
    241 - Cash for the Next House
    Duration: 03min | 12/09/2016

    Here's the #1 reason to pay cash for your next house.

  • 240 - What Learning YNAB Looks Like
    240 - What Learning YNAB Looks Like
    Duration: 03min | 05/09/2016

    Stops, Starts, and Struggles. Be patient with yourself as you learn the YNAB Way.

  • 239 - Blank Slate
    239 - Blank Slate
    Duration: 03min | 29/08/2016

    Blank slating in life, and in budgeting, can be super insightful.

  • 238 - Outsourcing
    238 - Outsourcing
    Duration: 04min | 22/08/2016

    I've outsourced my fitness and nutrition. What about money?

  • 237 - Thinking Aloud About To Be Budgeted
    237 - Thinking Aloud About "To Be Budgeted"
    Duration: 06min | 15/08/2016

    Making a number less confusing.

  • 236 - Working at YNAB
    236 - Working at YNAB
    Duration: 07min | 08/08/2016

    An look inside the YNAB team.

  • 235 - The Simple Path to Wealth
    235 - The Simple Path to Wealth
    Duration: 03min | 01/08/2016

    It really is a simple path. And J L Collins knows how to navigate it.

  • 234 - Deep Work for Dialed In Priorities
    234 - Deep Work for Dialed In Priorities
    Duration: 03min | 25/07/2016

    Carve out time to do "Deep Work" so you can clearly understand your priorities.

  • 233 - One of the Richest Men in the World was a Bookkeeper
    233 - One of the Richest Men in the World was a Bookkeeper
    Duration: 03min | 18/07/2016

    One of the richest men in the history of the world was a bookkeeper. Mic drop.

  • 232 - Treat Yourself
    232 - Treat Yourself
    Duration: 03min | 11/07/2016
  • 231 - When Youre Paid Every Day
    231 - When You're Paid Every Day
    Duration: 03min | 04/07/2016
  • 230 - Budgeting with a Partner
    230 - Budgeting with a Partner
    Duration: 09min | 27/06/2016

    YNAB CCO, Todd Curtis, and I talk about couples and money, and why we recommend joining forces.

  • 229 - Simplify: Decision Fatigue
    229 - Simplify: Decision Fatigue
    Duration: 09min | 20/06/2016

    YNAB CCO, Todd Curtis, and I discuss an argument for (and solid research backing) the idea of simplifying.

  • 228 - Think Long, Act Now: Focus  Start Now
    228 - Think Long, Act Now: Focus & Start Now
    Duration: 08min | 13/06/2016

    YNAB Chief Customer Officer, Todd Curtis, and I discuss focusing on long term goals by looking at the here and now.

  • 227 - A Report on Our Cash is King Budget
    227 - A Report on Our "Cash is King" Budget
    Duration: 07min | 06/06/2016

    A report on our "Cash is King" budget where I talk about the ups and downs experienced so far.

  • 226 - Cars and the Identities that Drive Them
    226 - Cars and the Identities that Drive Them
    Duration: 04min | 30/05/2016

    What kind of identity do you have wrapped up in your car? Just something to think about.

  • 225 - Moments that Force You to Question Your Priorities
    225 - Moments that Force You to Question Your Priorities
    Duration: 03min | 27/05/2016

    The budget should force a "revisiting" of priorities without necessarily having your hand forced externally.

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