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Today, we talk about getting out of debt the Affluent Way. Here's the thing, debt not only slows us down on our journey of getting financial independence, but it also adds tons of pressure and unnecessary stress to our lives.  In this episode, we'll make a difference between a destructive and productive debt, the use and misuse of credit cards, the impact of social media on our shopping decisions, and we’ll also discuss emotional debt. I’ll share my take on Dave Ramsey's snowball and avalanche method to eliminate debt and much more.  What You Will Learn In This Episode: - Why entrepreneurs deal with debt differently from everybody else - Why we need to avoid playing the payment game - What destructive debt is and how does differentiates from productive debt - What it means that all debt costs and why it’s never a good idea to sell future to buy present  - What the ‘screw it spending’ is and how to avoid it - The differences between Dave Ramsey's debt elimination method and the Affluent way