The Freelancers' Show

Panel Eric Davis (twitter github blog) Charles Max Wood (twitter github Teach Me To Code Intro to CoffeeScript) Jim Gay (twitter github blog) Discussion 01:07 - Jim Gay is a new member of the Ruby Freelancer’s regular panel! Author of (upcoming) Clean Ruby Cofounder of Arlington Ruby Co-organizer of DC RUG 02:03 - Freelancing and Experience 03:48 - Radiant CMS 05:34 - Liability Insurance 07:52 - Kinds of liability insurance Professional/errors in omissions General liability Umbrella policy 10:15 - Disclaimer: The Ruby Freelancers are not insurance agents, attorneys or financial advisors 10:45 - Putting liability back on the client 11:47 - Seeking advisors and professionals who specialize in your needs 13:20 - Proof of insurance 15:07 - Following best practices 16:26 - Insurance brokers versus salesmen versus financial planners/advisors daveramsey.com: Endorsed Local Providers 20:02 - Health Insurance Personal Plans versus employer plans 24:31 - HSA: Health savings accounts Cafeteria pla