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Would you believe that the LATEST THREAT to your credit score might be a NEIGHBORHOOD ASSOCIATION in an area where you don’t even live? I’ll tell you all about this HOA HORROR STORY and how to protect yourself in today’s episode. I’m Carole Ellis. This is Episode 60. So we’ve all got our share of HOA horror stories, and it probably won’t surprise you to learn that your local HOA could be gunning for your credit score. What may surprise you is that it doesn’t have to be YOUR HOA who tanks that FICO rating! I’ll tell you all the details in just a minute, but I want to mention first something else that can hurt your credit score in a big way: HACKING. And to get specific, Russian hacking, since the Russians are, according to most cyber-security experts, rivaled only by the Chinese when it comes to dedication on the part of that nation’s hacking community to getting into your email and into your business. We’ve got a special article on the website today that will tell you all about how Russian hackers are presen