Henry Pryor

To New Broadcasting House to chat to Paul Lewis & Bob Howard about the impact of Stamp Duty changes for 2nd home owners. Great summary first from Lucian Cook of Savills 'down-theline' from Southampton

A chance to summarise the changes made in yesterdays Autumn Statement to Stamp Duty Land Tax ahead of a discussion the Jeremy had with the head of Priced Out! and the National Landlords Association. This introduction at the top of the program would usually be done by someone from the BBC Business Unit but they were all covering the story elsewhere (or on their Christmas lunch?).

Possibly my last trip to join superb Rebecca Pike & Simon Mayo on Radio 2 to discuss the announcement made in the Autumn Statement about a 3% increase in Stamp Duty for people buying a 2nd home - oh and to answer a question on pork!

'The one thing that stops my home from selling'. The Doctor is 'in' and the regular surgery is open on The Jeremy Vine Show on Radio 2. Strictly catch up first (of course) then it's broadband, solar panels and a potential gypsy camp that feature. Half an hour of chat, music and advice.

The regular phone in with Jeremy Vine on Radio 2 this month looking at how you might save money buying or selling this autumn.

Young couple Tom & Kimberly have managed to scrape together a 5% deposit and buy their first home but how common are mortgage products with such low deposits asks Peter White on BBC Radio 4's consumer program?

Reports that prime London property is being used to launder money has prompted David Cameron to announce he will tighten laws to make it much harder. I'm talking (via FaceTime) to Sarah Montague whilst in Italy about what's needed and if the PM's proposals could work. Global Witness & a recent Channel 4 film 'From Russia with Cash' have all pointed out just how easy it is for criminals to use London property.

A lively chat with Charlotte Dubenskij on Good Morning Wales considering the impact of possible Budget proposals for the Principality.

Five guests squeezed into the 6015 business slot on Today Program this morning meant little time to pull yesterday's Budget apart but still important to look at a few of the main points for property with Simon Jack in 114 seconds!

Insomnia? My contribution to Radio 5 Live's 'Up all Night' program as I chat to late-night host Dotun Adebayo about the Prime Minister and Chancellors latest plans to reinvigorate the housing market. Link;- https://www.gov.uk/government/news/pm-and-chancellor-announce-one-nation-plans-to-spread-homeownership-across-the-country

Winifred Robinson hears from a listener who says he was pressed to use in-house financial advisor and she wants to know if an estate agent can force a buyer to use their in-house mortgage broker. National Association of Estate Agents President Simon Gerrard joins me to explain what he thinks the right balance should be between an agents duty to his client, the seller and to his customer, the buyer. Had we had time I would have challenged Simon's view that "it's an old view" that agents no longer just act for the seller, he suggests that they also have a duty to provide services for customers.

Reports that nearly 40% of house purchases are now made by 'cash' buyers has big implications for the market - for values where no check is made of the price these people are paying and for the Government who are unable to curb house price inflation by raising interest rates. I explain all to Rebecca Pike & to Simon.

'Down the line' (using clever LuciLive) to chat to Charlotte Dubenskij and Peter Johnson about Downton Abbey, Right to Buy & the housing market in general.

Always great joining Roberto Perrone in my local BBC station, this time for the hour-long business slot on Tuesday evenings. Tonight, with two other great guests Alexis Ernst Pirouette Consultants Stuart Brooks Blackbird Communications Rob is keen to introduce us to his audience...

Mortgage problems for many provides this months half hour phone in with JV.

Peter Allen is outside a chip shop on the sea front in St Ives in Cornwall as part of the stations trip around marginal constituencies. He's spoken to a number of locals about the challenges they face with housing costs which are a big issue in the area including to Danielle who with her partner and 2 children is struggling to live close to her work and to James Berwick, an agent in the town. I'm 'down the line' from Luton. My research suggests that only 5% of Cornish homes are '2nd homes'. The population is growing at 5,000 a year and 30% of Cornish homes are 'single occupancy', higher than the average for England. The most helpful survey is the 2011 Census which suggested 140,000 said they had a second home of which 6% were in Cornwall. However, since the Census is of individuals, a husband and wife would each say they had a second home but it would only be one property! Lots more helpful data here; http://www.bbc.co.uk/news/election-2015-32393222 Copyright BBC

As Rightmove confirms asking prices have reach record levels, HSBC launches a 2% fixed rate 5 yr mortgage and Hamptons research confirms London is now 77% more unaffordable! I'm summarising for lovely Winifred Robinson (and somehow include a phrase more suitable for BBC NewsBeat! Eeek!) Copyright BBC.

BBC PM presenter Eddie Mair asks Radio 4's More or Less Ruth Alexander if the Conservatives 'Right to Buy' manifesto announcement adds up. As many people have said, there will actually be very few who might take up the offer. More electioneering, less practical policy and certainly unlikely to do much to end the housing crisis. Blissfully free of comment from me on this occasion.

The second of my half hour 'Property Surgeries' - Pryor on Property this week looks at the controversial world of Buy to Let and we take calls from listeners. Copyright BBC

As LibDems announce a manifesto promise of helping some tenants with a loan for their rental deposit I'm talking to 'Peter Pan' of Radio 2 about the problems of rent deposits. We're joined by Hannah Williams, founder of RentalRaters.com. Is this a big issue? My research suggests that there are over 4m private tenants, the average rent deposit is £1008 and disputes between landlords and tenants only happens in under 1% of leases. The arbitration services find in favour of landlords around 50% of the time and the biggest problem which causes over half of all disputes is over the cleanliness of the property when the tenant moves out. Copyright BBC